Loan Products

Our commercial loans provide an investment financing solution to borrowers who need flexibility to capitalize on current commercial real estate market opportunities. DCF lends in major markets nationwide for both commercial property acquisition and refinance.


Loan Products

Commercial

Available in major markets nationwide, our commercial investment loans from $750,000 to $10,000,000 offer financing for office, retail, industrial, self-storage, mixed use and single tenants and mixed-use commercial real estate. Designed specifically to exceed the expectations of the experienced borrower, the advantages of DCF's investment financing are:

  • Leverage up to 75% of appraised value
  • Purchase, refinance or cash-out
  • Prepay flexibility
  • Interest-only, 15, 20, 25 & 30
  • Min 1.25x (UW NOI)
  • DCF commercial real estate loans support a wide array of transaction scenarios:
    • Non-recourse available
    • Loan amounts too small for CMBS
    • Properties without historic financials considered
    • Foreign national borrower
    • Up to 10 year fixed terms
    • 15, 20, 25, or 30 year amortization options
    • Properties that do not meet conventional underwriting criteria
    • Lower occupancy with strong cash flow
Apartments

Apartments have proven to be a nearly recession-proof asset class, and more borrowers than ever are looking for financing. Despite the availability of capital on the market, not all programs meet each borrower's unique needs. DCF delivers flexible terms and quick closings on apartment loans, which you are unlikely to find anywhere else.

Available in major markets nationwide, our apartment loans from $750,000 to $10,000,000 cover 5+ unit multifamily properties. DCF's apartment financing is designed specifically to exceed the expectations of the experienced borrower.

  • Leverage up to 75% of appraised value
  • Purchase, refinance, cash out
  • Prepay flexibility
  • Min 1.20x (UW NOI)
  • Quick closings

The advantages of apartment loans from DCF include:

  • Stabilized rates and terms
  • Non-recourse available
  • Hold-back and earn-outs
  • Foreign national borrowers
  • No minimum FICO in Tier 1 Markets
  • Up to 10 year fixed terms
  • Common-sense underwriting and flexibility
Commercial Mini-Perm

Commercial mini-perm loans to help borrowers capitalize on unstabilized commercial investments through the use of flexible financing. We deliver the common-sense lending solutions you need for commercial properties that require stabilization, rehab or other unique scenarios, so you can finance your project quickly and maximize your return-on-investment.

Available in major markets nationwide, our commercial mini-perm loans from $1,000,000 to $10,000,000 cover both commercial and multifamily properties. The advantages of DCF mini-perm financing include:

  • Up to 80% LTV
  • Non-recourse available
  • 2, 3 & 4 year fixed
  • 2, 3 & 4 year interest-only
  • Property Types: Multifamily, Office, Retail, Industrial, Self-Storage, Single Tenant, Mixed Use
  • Quick closings

Our mini-perm commercial loans provide a flexible financing option for:

  • Stabilization of near-term lease expirations
  • Limited rehab or renovation
  • Purchase or refinance
  • Foreign national borrowers
Bridge Financing

We recognize our borrowers' ability to capitalize on unstabilized commercial investments through the use of short-term financing. Whether a property is empty, in need of rehab or simply under-performing, DCF delivers the commercial bridge financing you need to get the job done, close quickly, and maximize your return-on-investment.

  • Up to 75% of project cost
  • Non-recourse available
  • 2 & 3 year fixed
  • Property Types: Multifamily, Office, Retail, Industrial, Self-Storage, Single Tenant, Mixed Use
  • Quick closings

Our bridge loans provide a flexible financing option for:

  • Lease-ups
  • Foreclosure purchases
  • Discounted payoffs
  • Refinancing maturing loans
  • Properties that do not cash flow
  • Tenant improvement
  • Foreign national borrower
  • Construction loan take-outs
  • Reposition of a property
  • Vacant buildings
  • Rehabilitation financing
  • Opportunistic purchases

Non-stabilized properties without historic financials DCF understands the unique investment opportunities available in today's market; we pride ourselves on delivering concierge-like service, with swift closings.

Business Credit Line

Flexible borrowing instrument used to finance short-term borrowing needs.

  • Manage cash flow efficiently with easy access to credit
  • Fund working capital needs, such as purchasing inventory or business growth opportunities
  • Flexible repayment terms & competitive interest rates
SBA Financing
  • Business acquisition financing
  • Machinery & equipment financing
  • Franchise opportunities
  • Commercial mortgages to acquire business location properties
  • Debt refinancing
  • Competitive interest rates
  • Up to 90% financing for your project or acquisition